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**Rates are subject to change at anytime**  
Loans

Term

Rate

APR*

New Vehicles up to 30% down or zero down *rate depends on down pmt or trade in amount 

36 mos

4.25%/ 4.50%

4.25%/4.50%

   

48 mos

4.35%/ 4.55%

4.35%/ 4.55%

 

60 mos

4.40%/ 4.60%

4.40%/4.60%

 

72 mos

4.45%/ 4.65%

4.45%/ 4.65%

 

84 mos

4.50/4.70%

4.50%/4.70%

Used Vehicles *100% of NADA trade in value (2006-2008 models only)

36 mos

4.99%

4.99%

 

48 mos

5.00%

5.00%

 

60 mos

5.25%

5.25%

 

72 mos

5.50%

5.50%

Signature/Personal

12 mos

 7.9%

7.9%

 

24 mos

8.9%

8.9%

 

30 mos

9.9%

9.9%

 

36 mos

10.9%

10.9%

 

42 mos

12.9%

12.9%

Computer

up to 36mos     

6.9%

6.9%

School Tuition

12 mos

7.9%

7.9%

College

60 mos

9.9%

9.9%

Standard Open End Line of Credit w/checking (share draft)

open LOC

 16.0%

 16.0%

**CUSA Advantage Open End Line of Credit w/checking (share draft)

open LOC

9.9%

9.9%

Standard Open End Line of Credit w/o checking (share draft)

open LOC

16.9%

16.9%

Share (savings or CD) Secured

up to 120 mos

2% above rate

2% above rate

Stock Secured

up to 36 mos

5.9%

5.9%

New Motorcycles

up to 24 mos

7.25%

7.25%

New Boats/Campers/RVs

48 mos

6.50%

6.50%

Loan amounts $50,000.00 or more different terms are available 

60 mos

6.55%

6.55%

 

72 mos

6.60%

6.60%

Used Boats/Campers/RVs

36 mos

7.25%

7.25%

 

48 mos

7.50%

7.50%

 

60 mos

7.75%

7.75%

VISA Classic Credit Card

open LOC

9.9% -14.9%

9.9%-14.9%

*APR = Annual Percentage Rate **CUSA Advantage-you currently use the following services:Checking Direct Deposit, Credit Card, ATM, Overdraft  Protection Loan, and Home Banking.All loans are subject to approval. The rate and term which you qualify are based on certain credit-worthiness criteria Stated rates apply to borrowers who qualify for and are subsequently approved for credit by meeting CUSA's standard loan underwriting guidelines. 

Savings

Minimum Balance

Dividend/ Interest Rate

APY*

Prime Share

$105.00

.30%

.30%

 

$5,000.00

.55%

.55%

 

$10,000.00

.70%

.70%

Share Draft (Checking)

$5,000.00

.25%

.25%

Prime Money Market and IRA Money Market

$2,000.00

1.00%

1.00%

 

$50,000.00

1.25%

1.26%

 

$75,000.00

1.50%

1.51%


                                                                                                                       *APY = Annual Percentage Yield

Certificates

Minimum       Deposit

Dividend  Interest Rate

 Term

 APY* 

Share & IRA Certificates of Deposit (CD's)                      

 $2000.00

 1.00%

3 to mos 

1.00%

 

$50,000.00

1.05%

 

1.05%

 

 $75,000.00

 1.10%

 

 1.11%

 

 $2,000.00

   1.70%

12 mos 

  1.71%

 

$50,000.00

1.75%

 

1.76%

 

$75,000.00

1.80%

 

1.81%

 

 $2,000.00

 2.05%

24 mos 

  2.07%

 

 $50,000.00

 2.10%

 

 2.12%

 

$75,000.00

2.15%

 

2.17%

 

 

Mortgage Rates

Term

Rate

APR* 

 Contact CUSA for Current Mortgage Rates

30 years

 

 

 

20 years

 

 

 

15 years

 

 

 

10 years

 

 

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