Loans / Savings / Certificates/ Apply Now / Calulators
**Rates are subject to change at anytime**
| Loans |
Term |
Rate |
APR* |
|
New Vehicles up to 30% down or zero down *rate depends on down pmt or trade in amount |
36 mos |
4.25%/ 4.50% |
4.25%/4.50% |
|
|
48 mos |
4.35%/ 4.55% |
4.35%/ 4.55% |
|
|
60 mos |
4.40%/ 4.60% |
4.40%/4.60% |
|
|
72 mos |
4.45%/ 4.65% |
4.45%/ 4.65% |
|
|
84 mos |
4.50/4.70% |
4.50%/4.70% |
|
Used Vehicles *100% of NADA trade in value (2006-2008 models only) |
36 mos |
4.99% |
4.99% |
|
|
48 mos |
5.00% |
5.00% |
|
|
60 mos |
5.25% |
5.25% |
|
|
72 mos |
5.50% |
5.50% |
|
Signature/Personal |
12 mos |
7.9% |
7.9% |
|
|
24 mos |
8.9% |
8.9% |
|
|
30 mos |
9.9% |
9.9% |
|
|
36 mos |
10.9% |
10.9% |
|
|
42 mos |
12.9% |
12.9% |
|
Computer |
up to 36mos |
6.9% |
6.9% |
|
School Tuition |
12 mos |
7.9% |
7.9% |
|
College |
60 mos |
9.9% |
9.9% |
|
Standard Open End Line of Credit w/checking (share draft) |
open LOC |
16.0% |
16.0% |
|
**CUSA Advantage Open End Line of Credit w/checking (share draft) |
open LOC |
9.9% |
9.9% |
|
Standard Open End Line of Credit w/o checking (share draft) |
open LOC |
16.9% |
16.9% |
|
Share (savings or CD) Secured |
up to 120 mos |
2% above rate |
2% above rate |
|
Stock Secured |
up to 36 mos |
5.9% |
5.9% |
|
New Motorcycles |
up to 24 mos |
7.25% |
7.25% |
|
New Boats/Campers/RVs |
48 mos |
6.50% |
6.50% |
|
Loan amounts $50,000.00 or more different terms are available |
60 mos |
6.55% |
6.55% |
|
|
72 mos |
6.60% |
6.60% |
|
Used Boats/Campers/RVs |
36 mos |
7.25% |
7.25% |
|
|
48 mos |
7.50% |
7.50% |
|
|
60 mos |
7.75% |
7.75% |
|
VISA Classic Credit Card |
open LOC |
9.9% -14.9% |
9.9%-14.9% |
*APR = Annual Percentage Rate **CUSA Advantage-you currently use the following services:Checking Direct Deposit, Credit Card, ATM, Overdraft Protection Loan, and Home Banking.All loans are subject to approval. The rate and term which you qualify are based on certain credit-worthiness criteria Stated rates apply to borrowers who qualify for and are subsequently approved for credit by meeting CUSA's standard loan underwriting guidelines.
| Savings |
Minimum Balance |
Dividend/ Interest Rate |
APY* |
|
Prime Share |
$105.00 |
.30% |
.30% |
|
|
$5,000.00 |
.55% |
.55% |
|
|
$10,000.00 |
.70% |
.70% |
|
Share Draft (Checking) |
$5,000.00 |
.25% |
.25% |
|
Prime Money Market and IRA Money Market |
$2,000.00 |
1.00% |
1.00% |
|
|
$50,000.00 |
1.25% |
1.26% |
|
|
$75,000.00 |
1.50% |
1.51% |
|
Minimum Deposit |
Dividend Interest Rate |
Term |
APY* |
|
|
Share & IRA Certificates of Deposit (CD's) |
$2000.00 |
1.00% |
3 to mos |
1.00% |
|
|
$50,000.00 |
1.05% |
|
1.05% |
|
|
$75,000.00 |
1.10% |
|
1.11% |
|
|
$2,000.00 |
1.70% |
12 mos |
1.71% |
|
|
$50,000.00 |
1.75% |
|
1.76% |
|
|
$75,000.00 |
1.80% |
|
1.81% |
|
|
$2,000.00 |
2.05% |
24 mos |
2.07% |
|
|
$50,000.00 |
2.10% |
|
2.12% |
|
|
$75,000.00 |
2.15% |
|
2.17% |
|
Term |
Rate |
APR* |
|
|
Contact CUSA for Current Mortgage Rates |
30 years |
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20 years |
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15 years |
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10 years |
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